How to Void a Check

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What Is Form 1095

These numbers are necessary for identifying your bank account to send or receive payments. Voiding a check helps ensure others can’t cash or deposit money from your account. Because checks have important bank information on them, it’s important to make sure they’re voided correctly when you don’t want them being used. Often, banks will provide instructions on how you can set up a direct deposit without a voided check. Reach out to your bank, or see if there’s any information online about how you can do this.

what is a voided check

The word void indicates that the check cannot be accepted for the payment purpose. By voiding the check, it can be prevented to use as a blank check. In other words, if a thief gets hold of the voided check then also it cannot be misused by entering payee information and entering large values. For this, the word void should be written big and dark enough across the check.

How to Get a Voided Check

A void cheque is often requested by an employer so it has the banking information it needs to facilitate setting up direct deposit of your pay into your bank account. To void a check, you just have to write the word ‘void’ across the front of the check. Just make sure that you write the word with bold letters and tall and wide enough to cover the whole face of the check with a dark pen or fine marker.

Some businesses even take payments over the phone, allowing customers to provide the information orally. Many employers ask their employees to submit a voided check in order to set up payroll direct deposit. To do so, an employee simply writes “Void” in large font across a check and gives it to the human resources department. If you want to be extra careful, you might write “Void” across the payee line, as well as on the signature line and in the payment box.

What Is a Voided Check?

Any erroneously-cleared funds will then be removed from the recipient’s bank account and returned to the original owner. If a voided check clears, customers can file a claim when they receive their statement. If you want to pay your mortgage, car loan, or other bills online, voided check then you may have to submit a voided check to schedule payments from your checking account. After you void the check, record the voided check number in your checkbook. This will help you remember that the check was voided and you’re not waiting for it to clear your account.

what is a voided check

A void cheque is one that has been rendered invalid by writing “VOID” across it. Voided cheques are often used to transmit banking details for the purpose of making an electronic transaction. If for a business, direct payment or electronic payment is necessary then a voided check can be used to process the auto payment setup. If you already sent a check to someone, then it is not possible to void it. The recipient will be able to cash the check unless you immediately contact your bank and have them issue a stop payment on that check.

Voided check definition

Additionally, because direct deposits and pre-authorized payments are so popular, many online bank accounts provide a link to a form with all your banking details. Look for a link that references direct deposit and/or pre-authorized payment information after you log into your account. Set up direct deposit or automatic bill payments, make sure the account number and routing number are still visible. The person using your voided check will need that information to connect your bank account. Your paper checks all have your bank information on them—the name of your bank or credit union and your account and routing number. By giving a voided check, you give the person establishing the link to the bank account information they need to set up your direct deposit.

What does a voided check mean?

Voiding a check means it can’t be used to make a payment or withdraw money from your checking account.

If either of these things occurs what you are going to want to do is get a Stop Payment Order. A Stop Payment Order from your bank or credit union is how you void a check you already sent. Sometimes you’ll need to cancel a check payment after you’ve already sent or given the check. Sometimes you will need to void a check, and in order to avoid problems, you’ll need to know exactly how to do it. A voided check is a check written or partially written but then canceled or deleted by the maker of the check.